Proper restaurant insurance can be complicated because there are many components to consider.
Because of the inherent liability involved in the food service industry, restaurant insurance is some of the more complicated business insurance to consider. Fortunately for you, here at First Security Insurance in Hickory, North Carolina, we have almost 100 years of experience as a full-service independent insurance agency. When you call us to discuss your restaurant insurance needs, we will explore the many possible components needed and help you find the best coverage for you at the most affordable rates we can find.
Your restaurant insurance policy may or may not need to contain the following components:
- Property insurance
- General liability
- Liquor liability
- Food contamination or spoilage
- Loss of income
- Equipment breakdown
- Loss of key employee
- Employee dishonesty
- Sewer or drain backup
- Workers’ compensation
The profitability of your restaurant in Hickory relies on so many different components, like the kitchen, your employees, your suppliers and your equipment. If one part of all this stops working as it should, the whole operation can come to a stand-still and your profits disappear.
When you call us today, you can receive a free no-obligation review of your current coverage and comparative quotes from many of our carriers. We continue to operate as an independent insurance agency because we want to bring you the best coverage at affordable rates. Our staff of professional, experienced, licensed agents is standing by to answer your questions and help you protect your business with proper restaurant insurance or other policies you may need. Give us a call today and let’s get started together.