We recommend scheduled personal property insurance for valuable items that may not be fully insured with a standard homeowner’s insurance policy in Hickory.
Even if you have a homeowner’s insurance policy, your personal property may not be as protected as you might like to think. If there were a fire or flood, would all of your personal possessions be insured? What about your most valuable items?
At First Security Insurance, we often recommend scheduled personal property insurance for our clients who have valuable items that may not be fully insured with a standard homeowner’s insurance policy. Items that are often included in scheduled personal property insurance include musical instruments, valuable art and antiques, jewelry and furs, expensive equipment (such as cameras or unique electronics), and firearms.
When you discuss your current insurance policy with one of our experienced team members at First Security Insurance, we can provide guidance as to whether scheduled personal property insurance would be of value and help determine the coverage that you require. Our goal is to provide you with peace of mind knowing that you have complete property insurance coverage with your homeowner’s insurance policy. We can also help you adjust your coverage amounts based on changes to your assets over time.
If you aren’t sure whether your current homeowner’s insurance policy offers the necessary protections for your personal items or you believe you need scheduled personal property insurance coverage in Hickory, North Carolina, contact us at First Security Insurance to discuss your needs. We will be happy to assess your current policies, bundle your homeowner’s insurance to provide the best rates, and give you confidence that your household is fully protected.